Healthcare business loans

Ensure the financial well-being of your business with a healthcare practice loan, and continue expanding your pharmacy and health ventures with a fast and flexible loan through mcl finance. Apply today!

  • Business loans from £5,000 to £100,000
  • No early repayment fees or charges
  • Borrow over 1 to 24 months

Apply for a healthcare business loan

Healthcare loans to aid your practice

You're used to looking after the health of your patients, but what about the financial health of your business? After all, one can't be done properly without the other. Whether you want to give your practice a cash flow boost or move to a new facility, funds are the vital blood coursing through the veins of your business.

Healthcare professionals and practices are already under enough pressure, so we've made our business loan process as quick and convenient as possible. With money in the bank, you can simply focus on delivering quality patient care.

Apply for a healthcare business loan

How our healthcare business loans work

There's no need to worry about an application impacting your credit score.

1. Apply for a healthcare loan

After you submit some basic information, we'll assess your initial eligibility and get back to you right away. If it's good news, you'll need to send us a few documents such as a valid photo ID and the last three months of your business accounts.

2. Get approval

One of our dedicated account managers will guide you through the full approval process. This will factor in metrics such as your business's disposable income level, payment history and expected cash flow.

3. Receive your funds

If your application is approved, we'll send the healthcare practice loan to your business account in under four hours. Then it's over to you!

Apply for a healthcare business loan

We've already helped healthcare practices like yours

We know the pressures on healthcare systems and practices are significant. That's why we try to make our business loan process as quick and simple as possible, so you can deliver quality care with little disruption. Here's how we've already helped other businesses:

"When Covid-19 kicked-in and the UK went into lockdown, so did access to loans. A broker referred me to mcl finance who were happy to offer financial assistance. mcl finance is superb and quick! A few clicks on your phone, signing e-docs, direct debit completion and the money is in your account the next day. I will definitely use this company again."


Lilly Jones, Director, Jones Real Estate Limited


"mcl finance was actually recommended to me by my bank manager. Obviously my bank had always backed me, but they just took so long to do it. Literally 24 hours after my application, I had the finance I needed. It was so fast, I’ve never known anything like it."


Charlotte Richards, Founder & Managing Director, Talismanico Ltd

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What can you use healthcare business loans for?

We're not the industry experts – you are. We'll leave the decision-making up to you. However, we've got some ideas if you're not sure how to invest your business loan for healthcare. You could use it to:

  • Fuel expansion plans
  • Fund key areas to support growth
  • Give your cash flow a healthy kick
  • Invest in your practice and staff
  • Upgrade your healthcare equipment
  • Engage with patients more effectively

Apply for a healthcare business loan today

Get the funding your practice needs with a fast, flexible healthcare business loan. We're here to give you the financial resources to deliver exceptional patient care time and time again. Don't hesitate to contact us with any questions or feel free to get started on your application right away.

Apply for a healthcare business loan

Healthcare business loans FAQs

Am I eligible for a healthcare business loan?

To be eligible for one of our healthcare business loans, your practice or facility needs to have been trading for at least 12 months, have a turnover of at least £15,000 per month and be registered as a private or limited company.

Do you offer business loans for healthcare professionals?

Unfortunately, we don't lend to sole traders and individual healthcare professionals. However, if you own a practice that meets our criteria, we’ll be more than happy to consider you for a healthcare business loan.

Can I repay my small business healthcare loan early?

If you want to repay your healthcare business loan early, you're free to do so with no early exit charges or fees. Repayments can be made by direct debit and standing orders.