Get fast and flexible access to short-term finance in as little as the same day with a business loan via mcl finance. We're in your corner, providing your business access to the funding it needs need to achieve its ambitions.
We understand that many businesses often need quick access to cash, whether it's so they can seize opportunities or cover unexpected costs. Whatever the reason why your business needs short-term finance, the last thing you need is complicated application processes and rigid loan agreements getting in the way.
That's where a short-term business loan comes in. They give you rapid access to lending without any lengthy contracts. You can choose exactly how long you want the loan to last, from 1 to 24 months. And after you've got the extra cash in your account, you're free to focus on what matters most.
The first step is to submit some basic information to check your eligibility. Then, we'll need you to submit a few documents such as your photo ID, your latest filed accounts and business bank statements for the last three months.
One of our dedicated account managers will guide you through every step of the approval process. We'll decide the best loan for you, based on transparent and objective metrics, such as payment history, disposable income and expected cash flow.
If approved, you could get your short-term loan to your business bank account in less than an hour from approval. What you do with it is completely up to you.
You can use a short-term loan for anything you think will help your business. You're the expert when it comes to your enterprise, not us, so we'll just supply the funds and leave the strategic decisions to you. But just in case you're wondering, you could use a short-term loan to:
It's our mission to help small and medium-sized businesses get the boosts they need with flexible financial products like our short-term business loans. We've already helped many entrepreneurs make their dreams a reality. Here's how:
"When Covid-19 kicked-in and the UK went into lockdown, so did access to loans. A broker referred me to mcl finance who were happy to offer financial assistance. mcl finance is superb and quick! A few clicks on your phone, signing e-docs, direct debit completion and the money is in your account the next day. I will definitely use this company again."
Lilly Jones, Director, Jones Real Estate Limited
"mcl finance was actually recommended to me by my bank manager. Obviously my bank had always backed me, but they just took so long to do it. Literally the same day after my application, I had the finance I needed. It was so fast, I’ve never known anything like it."
Charlotte Richards, Founder & Managing Director, Talismanico Ltd
The world of business finance is rarely a breeze. That's why it's our passion to give businesses like yours easy access to funding, so you and your customers can flourish.
Apply for a short-term business loan today and the funds could be in your business bank account in as little as the same day. Feel free to contact us if you have any questions. If not, start your application right away.
Short-term businesses loans FAQs
What is a short-term business loan?
A short-term business loan lets your business borrow money and pay it back quickly, over months rather than years. This allows you to quickly access funding to help your business thrive, without becoming burdened by long-term debt.
What are the benefits of a short-term business loan?
There are several benefits to taking out a short-term loan to finance your business:
Who can get a short-term business loan?
For you to be eligible for a short-term loan from mcl finance, your business needs to:
If I need help applying for my quick small business loan, can your team help?
Yes, our lending team is on hand to help our customers put together their applications. This process can help you to make sure you have everything in place straight away, which can lead to an even quicker lending decision. If you have any more questions about the application process for online quick business loans, take a look at our general FAQs section.